Andrade Finance
Taxes · Zurich and Switzerland

Understand your taxes.Make the most of your options.

We prepare your return and review deductions that may apply to your situation. Pillar 3a contributions can reduce taxable income; try an estimate before you decide.

From CHF 120

Know the starting price before sending documents.

Your tax return

From organised documents to a reviewed return.

We check your information and relevant deductions, prepare the return and explain decisions that depend on your circumstances.

Provide documents

Email your documents to info@andradefinance.ch or bring them to your appointment.

Prepare and check

We bring the figures together, check deductions and review the return.

Approve and file

You receive the return for approval and a summary of important points.

Pillar 3a tax savings calculator

What could your pillar 3a contributions achieve?

Select your municipality and compare income tax before and after the 3a deduction. We use official 2026 tariffs and municipal multipliers. Gross income provides an orientation; known taxable incomes make the comparison more precise.

Taxable incomes are already known

For married couples, enter joint taxable incomes. These amounts must already include all other deductions.

Non-binding estimate, with no tax or return guarantee. Without known taxable incomes, the model uses a simplified 85% of gross income as taxable income. Children, church tax, wealth tax, individual deductions and special cases are excluded. Actual tax effects may differ; a personal calculation requires complete documents.

Your 2026 orientation

Tax multipliers for the selected municipality–
Income tax before the 3a deduction–
Income tax after the 3a deduction–
Potential annual tax saving–
Combined 3a contribution limit–
Automatically calculated tax effect–
Remaining contribution room–

Illustrative development over 15 years

Contributions–
Capital at 3% p.a.–
Of which modelled return–

Illustration using the same eligible annual contribution at each year-end for 15 years, with a 3% nominal annual return. This is no forecast for a specific portfolio. Fees, market movements, inflation, future limits and withdrawal tax are excluded. For self-employed people without a pension fund, the legal limit depends on net earned income; gross income is only a proxy here.

Request a personal tax review
Prices

Three situations. Three starting prices.

We confirm the final scope after reviewing your documents.

Plus

CHF 180

Couple, with or without children, with one employer per person, property and a mortgage.

Request a quote

Each additional salary certificate from another employer adds CHF 10.

Additional work or high complexity is charged on an hourly basis.

Prepare your documents

Tax return document checklist

Gather the documents for your return without last-minute searching. Choose the German or Portuguese checklist.

Frequently asked

Start well prepared

Which documents do I need?+

Usually salary certificates, bank and pension statements, insurance information and receipts for possible deductions. Our tax documents checklist helps you gather everything.

Can I send documents via WhatsApp?+

Please do not send tax or identity documents via WhatsApp. Email your documents to info@andradefinance.ch or bring them to your appointment.

What if I have special income?+

We review multiple employers, foreign income and other complex circumstances individually. We agree the scope and any additional costs before starting.

Next step

Let us take care of your tax return.

Tell us about your situation and we will suggest the right scope.

Request a no-obligation conversation